:root{--bg:#ffffff;--bg-soft:#f3fbff;--bg-green:#f0faef;--surface:#ffffff;--text:#1d2935;--text-muted:#5c6f7c;--green:#19884a;--green-dark:#0f6738;--blue:#1878b7;--blue-soft:#dff2ff;--yellow:#f5c84b;--line:#d9e8ef;--shadow:0 16px 44px rgba(24,120,183,0.12);--radius:8px;--font-body:"Hiragino Sans","Yu Gothic","Meiryo",system-ui,sans-serif}:root,html[data-season=spring]{--hero-season-image:url(/generated-assets/seasonal-hero/spring-takada-castle.png)}html[data-season=summer]{--hero-season-image:url(/generated-assets/seasonal-hero/summer-sado.png)}html[data-season=autumn]{--hero-season-image:url(/generated-assets/seasonal-hero/autumn-yahiko.png)}html[data-season=winter]{--hero-season-image:url(/generated-assets/seasonal-hero/winter-bandai-bridge.png)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:linear-gradient(180deg,rgba(223,242,255,.8) 0,rgba(255,255,255,0) 420px),var(--bg);color:var(--text);font-family:var(--font-body);line-height:1.8;overflow-x:hidden;-webkit-font-smoothing:antialiased}a{color:inherit;text-decoration:none}img{max-width:100%;height:auto}.site-shell{width:min(100% - 32px,1180px);margin-inline:auto}.site-header{position:sticky;top:0;z-index:20;border-bottom:1px solid var(--line);background:rgba(255,255,255,.94);-webkit-backdrop-filter:blur(14px);backdrop-filter:blur(14px)}.header-inner{display:flex;min-height:76px;align-items:center;justify-content:space-between;gap:22px}.brand-link{display:inline-flex;min-width:268px;align-items:center;gap:10px}.brand-mark{display:inline-grid;width:42px;height:42px;place-items:center;border-radius:var(--radius);background:var(--green);color:#fff;font-weight:900}.brand-link strong{display:block;font-size:1rem;line-height:1.35}.brand-link small{display:block;color:var(--text-muted);font-size:.78rem;font-weight:700}.primary-nav{display:flex;min-width:0;align-items:center;justify-content:flex-end;gap:18px;color:var(--text-muted);font-size:.9rem;font-weight:800}.primary-nav a{padding:8px 0;border-bottom:2px solid transparent;white-space:nowrap}.primary-nav a:hover{border-bottom-color:var(--green);color:var(--green-dark)}.mobile-menu{position:relative;display:none}.mobile-menu summary{display:inline-flex;min-height:44px;align-items:center;justify-content:center;gap:8px;padding:8px 12px;border:1px solid var(--line);border-radius:var(--radius);background:#fff;color:var(--green-dark);cursor:pointer;font-weight:900;list-style:none}.mobile-menu summary::-webkit-details-marker{display:none}.mobile-menu[open] summary{border-color:var(--green);background:var(--bg-green)}.mobile-menu nav{position:absolute;top:calc(100% + 10px);right:0;display:grid;width:min(320px,calc(100vw - 24px));padding:10px;border:1px solid var(--line);border-radius:var(--radius);background:#fff;box-shadow:var(--shadow)}.mobile-menu nav a{min-height:44px;padding:9px 10px;border-radius:5px;color:var(--text);font-weight:800}.mobile-menu nav a:hover{background:var(--bg-green);color:var(--green-dark)}a:focus-visible,summary:focus-visible{outline:3px solid rgba(24,120,183,.38);outline-offset:3px}.hero-section{padding:34px 0 22px}.hero-grid{display:grid;min-height:350px;grid-template-columns:minmax(0,1fr) minmax(320px,.66fr);overflow:hidden;border:1px solid var(--line);border-radius:var(--radius);background:linear-gradient(90deg,rgba(255,255,255,.96) 0,rgba(255,255,255,.9) 46%,rgba(255,255,255,.42) 72%),radial-gradient(circle at 16% 18%,rgba(245,200,75,.2),transparent 28%),var(--hero-season-image);background-position:50%;background-size:cover;box-shadow:var(--shadow)}.hero-copy{display:flex;min-width:0;flex-direction:column;justify-content:center;padding:clamp(24px,3.6vw,42px)}.hero-copy h1{display:grid;gap:2px;max-width:760px;margin:0;font-size:clamp(1.75rem,3.15vw,3.05rem);font-weight:900;letter-spacing:0;line-height:1.13;overflow-wrap:anywhere;word-break:keep-all}.hero-copy h1 span,.hero-subtitle span{display:block}.hero-subtitle{display:grid;gap:2px;margin:12px 0 0;color:var(--blue);font-size:clamp(1.02rem,1.55vw,1.42rem);font-weight:900;line-height:1.5;overflow-wrap:anywhere;word-break:keep-all}.hero-lead{max-width:690px;margin:10px 0 0;color:var(--text);font-size:1rem;font-weight:800}.hero-actions{display:flex;flex-wrap:wrap;gap:14px;margin-top:18px}.primary-button,.secondary-button{display:inline-flex;min-height:48px;align-items:center;justify-content:center;border-radius:var(--radius);font-size:.98rem;font-weight:900}.primary-button{padding:0 22px;background:var(--green);color:#fff;box-shadow:0 10px 24px rgba(25,136,74,.2)}.secondary-button{padding:0 20px;border:1px solid var(--blue);color:var(--blue)}.hero-visual{position:relative;display:grid;min-width:0;align-items:end;min-height:350px;padding:18px 26px 0 0}.hero-visual:before{position:absolute;right:0;bottom:0;width:108%;height:46%;background:linear-gradient(135deg,transparent 34%,rgba(24,120,183,.14) 35%,rgba(24,120,183,.14) 36%,transparent 37%),linear-gradient(165deg,transparent 42%,rgba(25,136,74,.16) 43%,rgba(25,136,74,.16) 45%,transparent 46%);content:""}.hero-visual img{position:relative;z-index:1;align-self:end;width:min(100%,315px);margin-left:auto;filter:drop-shadow(0 22px 26px rgba(29,41,53,.14))}.hero-card-note{position:absolute;top:28px;right:clamp(220px,22vw,300px);z-index:2;width:190px;padding:14px;border:1px solid var(--line);border-radius:var(--radius);background:rgba(255,255,255,.92);box-shadow:0 12px 30px rgba(29,41,53,.1)}.hero-card-note span,.hero-card-note strong{display:block}.hero-card-note strong{color:var(--green-dark);font-size:.95rem}.hero-card-note span{margin-top:3px;color:var(--text-muted);font-size:.82rem;line-height:1.5}.quick-links{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;padding:12px 0 30px}.quick-links a{display:grid;min-height:188px;grid-template-columns:156px 1fr;gap:16px;align-items:center;padding:18px 24px;border:1px solid var(--line);border-radius:var(--radius);background:var(--surface);box-shadow:0 8px 24px rgba(29,41,53,.06)}.quick-links span,.quick-links strong{grid-column:2}.quick-link-image{grid-row:1/span 2;justify-self:center;width:150px;height:150px;object-fit:contain}.quick-links strong{color:var(--green-dark);font-size:1.34rem;line-height:1.45}.quick-links span:not(.site-icon){color:var(--text-muted);font-size:1rem;line-height:1.65}.site-icon{display:inline-grid;width:54px;height:54px;place-items:center;border:2px solid rgba(25,136,74,.2);border-radius:var(--radius);background:linear-gradient(135deg,#f6fff4,#e7f6ff);color:var(--green-dark);font-weight:900}.site-icon-snow{border-color:rgba(24,120,183,.2);color:var(--blue)}.section-block{padding:38px 0}.niigata-reading{border-top:1px solid var(--border-color);border-bottom:1px solid var(--border-color)}.niigata-reading-links{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:1px;background:var(--border-color);border:1px solid var(--border-color)}.niigata-reading-links a{min-width:0;padding:18px 14px;background:var(--surface-color);color:var(--text-color);font-weight:700;line-height:1.55;text-align:center}.niigata-reading-links a:hover{color:var(--accent-color);background:var(--surface-muted-color)}.page-kicker{margin:0 0 8px;color:var(--green-dark);font-size:.82rem;font-weight:900}.age-home-band{margin-top:38px;padding:30px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:#f8fbfd}.age-home-inner{display:grid;grid-template-columns:minmax(210px,.8fr) minmax(0,2.2fr);align-items:center;gap:30px}.age-home-inner h2,.age-home-inner p{margin:0}.age-home-inner>div>p:last-child{margin-top:8px;color:var(--text-muted)}.age-home-inner nav{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));border:1px solid var(--line);background:var(--line);gap:1px}.age-home-inner nav a{min-width:0;padding:16px 12px;background:#fff}.age-home-inner nav span,.age-home-inner nav strong{display:block}.age-home-inner nav strong{color:var(--blue);font-size:1.08rem}.age-home-inner nav span{margin-top:5px;color:var(--text-muted);font-size:.78rem;line-height:1.45}.age-detail-heading,.age-index-heading{max-width:900px;padding-top:8px;padding-bottom:34px}.age-detail-heading h1,.age-index-heading h1{margin:0;font-size:clamp(2rem,4vw,3rem);line-height:1.3}.age-detail-heading>p:last-child,.age-index-heading>p:last-child{max-width:760px;margin:14px 0 0;color:var(--text-muted);font-size:1.02rem}.age-jump-nav{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:#fff}.age-jump-nav>div{display:grid;grid-template-columns:repeat(5,1fr)}.age-jump-nav a{padding:16px;border-left:1px solid var(--line);color:var(--blue);font-weight:900;text-align:center}.age-jump-nav a:last-child{border-right:1px solid var(--line)}.age-group-row{border-bottom:1px solid var(--line)}.age-group-row:nth-child(2n){background:#f8fbfd}.age-group-row-inner{display:grid;grid-template-columns:80px minmax(220px,1.3fr) minmax(220px,1fr) auto;align-items:center;gap:28px;min-height:190px;padding-top:30px;padding-bottom:30px}.age-number{color:#b7c7ce;font-size:2.2rem;font-weight:900;font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.age-group-row h2,.age-group-row p{margin:0}.age-group-row h2{margin-top:4px;font-size:1.5rem}.age-group-row div>p:first-child,.age-group-row h2+p{color:var(--text-muted)}.age-group-row h2+p{margin-top:8px}.age-group-row ul{margin:0;padding-left:1.2em}.age-group-row li+li{margin-top:6px}.age-row-link{color:var(--blue);font-weight:900;white-space:nowrap}.age-index-note{margin-top:30px;margin-bottom:0;padding:20px;border-left:4px solid var(--green);background:var(--bg-green)}.age-detail-heading nav{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:24px;color:var(--text-muted);font-size:.86rem;font-weight:800}.age-priority-band{padding:30px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:#f7fbfe}.age-priority-band h2{margin:0;font-size:1.35rem}.age-priority-band ol{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin:20px 0 0;padding:0;list-style:none}.age-priority-band li{display:grid;grid-template-columns:38px 1fr;align-items:center;gap:12px;min-width:0}.age-priority-band li span{display:grid;width:38px;height:38px;place-items:center;border-radius:50%;background:var(--green);color:#fff;font-weight:900}.age-priority-band li strong{line-height:1.55}.age-article-section{padding-top:48px}.age-sibling-nav{display:grid;grid-template-columns:1fr auto 1fr;align-items:center;gap:18px;margin-top:44px;padding-top:24px;border-top:1px solid var(--line)}.age-sibling-nav a{color:var(--blue);font-weight:900}.age-sibling-nav a:last-child{text-align:right}.article-age-cases{margin-top:46px;padding:30px 0;border-top:2px solid var(--green);border-bottom:1px solid var(--line)}.article-age-cases-heading{display:flex;align-items:end;justify-content:space-between;gap:20px}.article-age-cases-heading h2{margin:0;padding:0;border:0}.article-age-cases-heading>a{color:var(--blue);font-weight:900;white-space:nowrap}.article-age-case-list{margin-top:22px;border-top:1px solid var(--line)}.article-age-case-list>a{display:grid;grid-template-columns:58px minmax(0,1fr) 32px;gap:6px 14px;align-items:center;padding:18px 8px;border-bottom:1px solid var(--line)}.article-age-case-list span{grid-row:1/span 2;display:grid;width:50px;height:50px;place-items:center;border-radius:50%;background:#eef7ed;color:var(--green-dark);font-weight:900}.article-age-case-list strong{color:var(--text);line-height:1.5}.article-age-case-list small{color:var(--text-muted);font-size:.84rem;line-height:1.55}.article-age-case-list i{grid-column:3;grid-row:1/span 2;color:var(--blue);font-size:1.2rem;font-style:normal;font-weight:900}.article-age-simulation-link{display:inline-flex;min-height:46px;align-items:center;margin-top:22px;padding:10px 18px;border:1px solid var(--blue);color:var(--blue);font-weight:900}.article-closing{margin-top:44px;padding:26px;border-top:4px solid var(--green);background:#f7fbf6}.article-closing h2{margin-top:0;padding-top:0;border-top:0}.article-closing ul{margin:14px 0 0;padding-left:1.25em}.article-closing li+li{margin-top:7px}.article-editor-note{margin:20px 0 0;padding:16px;border-left:4px solid var(--blue);background:#fff}.article-editor-note strong{display:block;margin-bottom:5px;color:var(--blue)}.section-heading{margin-bottom:20px}.page-heading h1,.section-heading h2{margin:0;font-size:clamp(1.75rem,3vw,2.35rem);line-height:1.35}.page-heading p,.section-heading p{max-width:760px;margin:8px 0 0;color:var(--text-muted)}.row-heading{display:flex;align-items:end;justify-content:space-between;gap:24px}.row-heading>a{color:var(--blue);font-weight:900}.category-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(134px,1fr));gap:12px}.category-card{display:grid;height:182px;min-height:150px;place-items:center;gap:6px;padding:10px;border:1px solid var(--line);border-radius:var(--radius);background:#fff;text-align:center}.category-image{width:112px;height:112px;object-fit:contain}.category-card strong{font-size:1.02rem;line-height:1.35}.featured-grid{gap:18px}.article-grid,.featured-grid{display:grid;grid-template-columns:repeat(3,1fr)}.article-grid{gap:16px}.article-card{display:grid;overflow:hidden;border:1px solid var(--line);border-radius:var(--radius);background:#fff;box-shadow:0 8px 24px rgba(29,41,53,.05)}.article-card:hover{transform:translateY(-2px);transition:transform .16s ease}.article-visual{display:grid;min-height:138px;place-items:center;background:#f7fbff}.article-visual img{display:block;width:100%;aspect-ratio:4/3;height:auto;object-fit:cover}.article-body{padding:16px}.article-category{display:inline-flex;margin-bottom:8px;padding:3px 8px;border-radius:4px;background:var(--blue-soft);color:var(--blue);font-size:.72rem;font-weight:900}.article-labels{display:flex;flex-wrap:wrap;gap:6px;margin-bottom:8px}.article-labels .article-category{margin-bottom:0}.article-level{display:inline-flex;align-items:center;padding:3px 8px;border:1px solid #b8d8c3;border-radius:4px;background:#f1fbf4;color:var(--green-dark);font-size:.72rem;font-weight:900;line-height:1.4}.article-level.detailed{border-color:#c9dce6;background:var(--bg-soft);color:var(--blue)}.article-body h3{margin:0;font-size:1.08rem;line-height:1.55}.article-body p{margin:8px 0 0;color:var(--text-muted);font-size:.94rem;line-height:1.65}.article-detail-meta,.article-meta{display:flex;flex-wrap:wrap;gap:9px;margin-top:12px;color:var(--text-muted);font-size:.76rem;font-weight:800}.article-detail-meta a{color:var(--blue);font-weight:900}.article-trust-note{margin:12px 0 0;padding:10px 12px;border-left:4px solid var(--green);background:var(--bg-green);color:var(--text-muted)!important;font-size:.86rem;line-height:1.65}.article-ad-disclosure{margin:12px 0 0;padding:8px 12px;border:1px solid #e9c46a;border-radius:var(--radius);background:#fff9df;color:#513b00!important;font-size:.84rem;font-weight:900;line-height:1.55}.bottom-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;padding:44px 0 64px}.about-panel,.caution-box,.future-panel,.profile-panel{border:1px solid var(--line);border-radius:var(--radius);background:#fff;box-shadow:0 10px 30px rgba(29,41,53,.06)}.profile-panel{display:grid;grid-template-columns:110px 1fr;gap:16px;padding:24px;background:linear-gradient(135deg,#f4fff3,#fff)}.profile-panel img{width:110px;border-radius:50%}.caution-box h2,.future-panel h2,.profile-panel h2{margin:0 0 8px;font-size:1.18rem}.profile-panel strong{display:block;color:var(--green-dark);font-weight:900}.caution-box p,.future-panel li,.future-panel p,.profile-panel p{color:var(--text-muted);font-size:.92rem;line-height:1.75}.caution-box a,.profile-panel a{color:var(--green-dark);font-weight:900}.caution-box{display:grid;grid-template-columns:44px 1fr;gap:14px;padding:24px;background:linear-gradient(135deg,#fff9df,#fff)}.caution-symbol{display:grid;width:44px;height:44px;place-items:center;border-radius:50%;background:var(--yellow);color:#513b00;font-weight:900}.future-panel{padding:24px;background:linear-gradient(135deg,#f0f8ff,#fff)}.future-panel ul{margin:12px 0;padding-left:1.2em}.panel-note{padding-top:12px}.panel-note,.site-footer{border-top:1px solid var(--line)}.site-footer{background:var(--green-dark);color:#fff}.footer-inner{display:flex;min-height:112px;align-items:center;justify-content:space-between;gap:28px}.footer-inner p{margin:6px 0 0;color:rgba(255,255,255,.78);font-size:.9rem}.footer-inner nav{display:flex;gap:18px;font-size:.9rem;font-weight:800}.page-layout{padding:54px 0 72px}.narrow-page{width:min(100% - 32px,900px)}.page-heading{margin-bottom:28px}.article-layout{display:grid;grid-template-columns:minmax(0,760px) minmax(280px,1fr);gap:34px;padding:54px 0 72px}.article-detail{min-width:0}.article-breadcrumb{display:flex;flex-wrap:wrap;gap:8px;align-items:center;color:var(--text-muted);font-size:.86rem;font-weight:800}.article-breadcrumb a{color:var(--blue)}.article-detail-category{color:var(--blue);font-weight:900}.article-detail h1{margin:10px 0 0;font-size:clamp(2rem,4vw,3.1rem);line-height:1.32}.article-description{margin:18px 0 0;color:var(--text-muted);font-size:1.05rem}.article-hero-image{display:block;width:100%;margin-top:28px;border:1px solid var(--line);border-radius:var(--radius);background:#fff;box-shadow:0 10px 30px rgba(29,41,53,.06)}.article-detail h2{margin:42px 0 12px;padding-top:18px;border-top:1px solid var(--line);font-size:1.55rem;line-height:1.45}.article-detail p{color:#334452}.article-lead-block{margin-top:30px;padding:24px;border:1px solid var(--line);border-radius:var(--radius);background:#fff}.article-lead-block p{margin:0}.article-lead-block p+p{margin-top:14px}.article-action-box,.quick-answer-box{margin-top:28px;padding:24px;border:1px solid rgba(25,136,74,.18);border-radius:var(--radius);background:linear-gradient(135deg,#f4fff3,#fff)}.article-action-box h2,.article-case-box h2,.article-table-section h2,.niigata-memo-box h2,.quick-answer-box h2,.source-check-box h2{margin-top:0;padding-top:0;border-top:0}.beginner-summary{border-left:6px solid var(--green);background:#f7fff6}.beginner-summary-answer{margin:14px 0 20px;color:var(--text)!important;font-size:1.08rem;font-weight:800;line-height:1.85}.beginner-summary-label{display:block;color:var(--green-dark);font-size:.9rem}.beginner-example-list,.beginner-summary ul{margin:10px 0 0;padding-left:1.25em}.beginner-example-list li+li,.beginner-summary li+li{margin-top:7px}.beginner-example{margin-top:34px;padding:clamp(20px,4vw,30px);border:1px solid rgba(24,120,183,.24);border-radius:var(--radius);background:#fff;box-shadow:0 14px 34px rgba(29,41,53,.07)}.beginner-example>h2{margin-top:0;padding-top:0;border-top:0}.beginner-calculation{margin-top:26px;padding-top:24px;border-top:1px solid var(--line)}.beginner-calculation-heading span,.beginner-model-facts span,.beginner-result span{color:var(--blue);font-size:.78rem;font-weight:900}.beginner-calculation-heading h3{margin:4px 0 0;font-size:1.2rem;line-height:1.5}.beginner-model-facts{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px;margin-top:16px}.beginner-model-facts div{min-width:0;padding:14px;border-top:4px solid var(--orange);background:#fff8ee}.beginner-model-facts span,.beginner-model-facts strong{display:block}.beginner-model-facts strong{margin-top:5px;overflow-wrap:anywhere;font-size:.92rem;line-height:1.55}.beginner-money-flow{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:26px;margin:22px 0 0;padding:0;list-style:none}.beginner-money-flow li{position:relative;min-width:0;padding:16px;border:1px solid #cfe0e8;background:#f4faff}.beginner-money-flow li:not(:last-child):after{position:absolute;top:50%;right:-20px;color:var(--blue);content:"→";font-size:1.25rem;font-weight:900;transform:translateY(-50%)}.beginner-money-flow li>span{display:grid;width:28px;height:28px;place-items:center;border-radius:50%;background:var(--blue);color:#fff;font-size:.82rem;font-weight:900}.beginner-money-flow strong{display:block;margin-top:10px;overflow-wrap:anywhere;font-size:.92rem;line-height:1.6}.beginner-result{display:grid;gap:6px;margin:18px 0 0;padding:18px;border-left:5px solid var(--red);background:#fff5f3}.beginner-result span{color:var(--red)}.beginner-result strong{color:var(--text);line-height:1.75}.article-basics>h2{margin-bottom:20px}.article-action-box h3,.article-practical-guide>h3,.article-topic>h3,.beginner-decision h3,.beginner-niigata h3{margin:28px 0 8px;color:var(--text);font-size:1.15rem;line-height:1.55}.article-topic{padding:4px 0 18px;border-bottom:1px solid var(--line)}.article-topic:last-child{border-bottom:0}.beginner-decision,.beginner-niigata{margin-top:42px}.beginner-decision>h2,.beginner-niigata>h2{margin-top:0;padding-top:0;border-top:0}.beginner-niigata .source-check-box{margin-top:24px;padding:20px}.article-action-box .article-checklist{margin-top:24px;padding:20px 0 0;border:0;border-top:1px solid rgba(25,136,74,.2);border-radius:0;background:transparent}.box-label{margin:0 0 8px;color:var(--green-dark);font-size:.82rem;font-weight:900}.key-points{margin-top:30px;padding:22px;border:1px solid var(--line);border-radius:var(--radius);background:var(--bg-green)}.key-points h2{margin-top:0;padding-top:0;border-top:0}.key-points ul{margin:0;padding-left:1.2em}.article-inline-figure{margin:30px 0 0}.article-inline-figure img{display:block;width:100%;background:#fff;box-shadow:0 10px 28px rgba(29,41,53,.06)}.article-data-figure,.article-inline-figure img{border:1px solid var(--line);border-radius:var(--radius)}.article-data-figure{margin:24px 0;padding:clamp(16px,3vw,24px);background:linear-gradient(180deg,#ffffff,#f7fcff);box-shadow:0 12px 30px rgba(24,120,183,.08)}.article-data-figure figcaption{display:grid;gap:4px;margin-bottom:18px}.article-data-figure figcaption strong{color:var(--text);font-size:1.02rem}.article-data-figure figcaption span{color:var(--text-muted);font-size:.9rem}.figure-flow{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:14px;margin:0;padding:0;list-style:none}.figure-flow li{position:relative;min-height:112px;padding:16px;border:1px solid #cae5d5;border-radius:var(--radius);background:#f3fbf3}.figure-flow li:not(:last-child):after{position:absolute;top:50%;right:-13px;color:var(--green);content:"→";font-weight:900;transform:translateY(-50%)}.figure-flow li span{display:inline-grid;width:30px;height:30px;place-items:center;border-radius:999px;background:var(--green);color:#fff;font-weight:900}.figure-flow li strong{display:block;margin-top:12px;font-size:.98rem;line-height:1.55}.figure-pie-layout{display:grid;grid-template-columns:minmax(150px,220px) minmax(0,1fr);align-items:center;gap:22px}.figure-pie{width:min(100%,220px);aspect-ratio:1;border:1px solid var(--line);border-radius:50%;box-shadow:inset 0 0 0 22px rgba(255,255,255,.68)}.figure-legend{display:grid;gap:10px;margin:0;padding:0;list-style:none}.figure-legend li{display:grid;grid-template-columns:14px minmax(0,1fr) auto;align-items:center;gap:8px;color:var(--text-muted);font-size:.92rem}.figure-legend i{width:14px;height:14px;border-radius:4px}.figure-legend strong{color:var(--text);font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.figure-legend.compact{margin-top:10px}.figure-bars{display:grid;gap:12px}.figure-bar-row{display:grid;grid-template-columns:minmax(86px,130px) minmax(0,1fr) minmax(86px,auto);align-items:center;gap:10px;font-size:.92rem}.figure-bar-row span{color:var(--text-muted);font-weight:800}.figure-bar-row strong{color:var(--text);font-feature-settings:"tnum";font-variant-numeric:tabular-nums;text-align:right}.figure-bar-track{height:18px;overflow:hidden;border-radius:999px;background:#e9f2f6}.figure-bar-track i{display:block;height:100%;border-radius:inherit}.figure-line-layout svg{display:block;width:100%;max-height:260px;border:1px solid var(--line);border-radius:var(--radius);background:linear-gradient(#eef6fa 1px,transparent 0) 0 38px /100% 37px,#fff}.figure-line-layout text{fill:var(--text-muted);font-size:11px;font-weight:800}.figure-line-layout .figure-line-value{fill:var(--text);font-size:12px;font-weight:900}.article-toc{margin-top:28px;padding:20px 22px;border:1px solid var(--line);border-radius:var(--radius);background:var(--bg-soft)}.article-toc strong{display:block;color:var(--green-dark);font-size:1.05rem}.article-toc ol{margin:10px 0 0;padding-left:1.3em}.article-toc li+li{margin-top:6px}.article-toc a{color:var(--blue);font-weight:800}.article-practical-guide p+p{margin-top:16px}.article-calculation{margin-top:42px;padding:clamp(20px,4vw,28px);border:1px solid rgba(24,120,183,.22);border-radius:var(--radius);background:#f7fbfe}.article-calculation>h2{margin-top:0;padding-top:0;border-top:0}.calculation-columns{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,240px),1fr));gap:24px;margin-top:20px}.article-pitfalls h3,.calculation-columns h3{margin:0;color:var(--text);font-size:1.02rem;line-height:1.55}.calculation-columns ol,.calculation-columns ul{margin:10px 0 0;padding-left:1.3em}.calculation-columns li+li{margin-top:8px}.calculation-result{margin:22px 0 0;padding:18px;border-left:4px solid var(--blue);background:#fff}.calculation-result strong{display:block;margin-bottom:6px;color:var(--blue)}.pitfall-list{border-top:1px solid var(--line)}.pitfall-list>div{display:grid;grid-template-columns:minmax(150px,.42fr) minmax(0,1fr);gap:20px;padding:18px 0;border-bottom:1px solid var(--line)}.pitfall-list p{margin:0}.article-faq dl{margin:0;border-top:1px solid var(--line)}.article-faq dl>div{padding:20px 0;border-bottom:1px solid var(--line)}.article-faq dt{color:var(--text);font-weight:900;line-height:1.6}.article-faq dt:before{margin-right:8px;color:var(--green-dark);content:"Q."}.article-faq dd{margin:10px 0 0;padding-left:2em;color:#334452;line-height:1.9}.article-follow-up .article-table-wrap{margin-top:18px}.article-review ol{display:grid;gap:14px;margin:18px 0 0;padding:0;counter-reset:review-step;list-style:none}.article-review li{position:relative;min-height:38px;padding:5px 0 5px 52px;color:#334452;line-height:1.8;counter-increment:review-step}.article-review li:before{position:absolute;top:0;left:0;display:grid;width:38px;height:38px;place-items:center;border:1px solid rgba(25,136,74,.28);border-radius:50%;background:var(--bg-green);color:var(--green-dark);content:counter(review-step);font-weight:900}@media (max-width:640px){.pitfall-list>div{grid-template-columns:1fr;gap:8px}.article-faq dd{padding-left:0}}.article-checklist{margin-top:42px;padding:24px;border:1px solid var(--line);border-radius:var(--radius);background:#fff}.article-checklist h2{margin-top:0;padding-top:0;border-top:0}.article-case-box,.niigata-memo-box,.source-check-box{margin-top:34px;padding:24px;border:1px solid var(--line);border-radius:var(--radius);background:#fff}.niigata-memo-box{border-color:rgba(24,120,183,.2);background:linear-gradient(135deg,#f2faff,#fff)}.article-case-box{border-color:rgba(25,136,74,.18);background:linear-gradient(135deg,#f6fff4,#fff)}.source-check-box{background:#fbfdff}.article-case-box ul,.source-check-box ul{margin:12px 0 0;padding-left:1.25em}.article-case-box li,.source-check-box li{margin-top:8px}.article-table-section{margin-top:38px}.article-table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:var(--radius);background:#fff}.article-table-wrap table{width:100%;min-width:640px;border-collapse:collapse}.article-table-wrap td,.article-table-wrap th{padding:14px 16px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top;line-height:1.7}.article-table-wrap thead th{background:var(--bg-green);color:var(--green-dark);font-size:.92rem}.article-table-wrap tbody th{width:18%;color:var(--green-dark);white-space:nowrap}.article-table-wrap tr:last-child td,.article-table-wrap tr:last-child th{border-bottom:0}.article-action-box ol,.article-checklist ul,.check-list,.numbered-card-list{margin:0;padding-left:1.25em}.article-action-box li,.article-checklist li,.check-list li{margin-top:8px}.article-caution{margin-top:42px;padding:22px;border-radius:var(--radius);background:#fff9df}.affiliate-product-section{margin-top:42px;padding:22px;border:1px solid var(--line);border-radius:var(--radius);background:#f7fbff}.affiliate-product-section h2{margin:0 0 10px;padding:0;border:0;font-size:1.35rem}.affiliate-label{display:inline-flex;margin:0 0 8px!important;padding:2px 8px;border-radius:4px;background:#fff1bf;color:#513b00!important;font-size:.74rem;font-weight:900}.affiliate-price-note,.affiliate-product-note{color:var(--text-muted)!important;font-size:.86rem;line-height:1.65}.moshimo-easy-link{min-height:164px;margin-top:18px;overflow:hidden}.affiliate-price-note{margin-bottom:0}.article-caution h2{margin-top:0;padding-top:0;border-top:0}.article-author-box{display:grid;grid-template-columns:112px minmax(0,1fr);gap:20px;align-items:center;margin-top:34px;padding:22px;border:1px solid rgba(25,136,74,.2);border-radius:var(--radius);background:linear-gradient(135deg,#f4fff3,#fff)}.article-author-box img{width:112px;border-radius:50%;background:#fff}.article-author-box h2{margin:0 0 6px;padding:0;border:0;font-size:1.2rem}.article-author-box p{margin:0;font-size:.92rem;line-height:1.75}.article-author-box a{display:inline-block;margin-top:10px;color:var(--green-dark);font-weight:900}.reference-links{margin-top:18px;padding-top:14px;border-top:1px solid rgba(81,59,0,.16)}.reference-links strong{display:block;margin-bottom:8px}.reference-links ul{margin:0;padding-left:1.2em}.reference-links a{color:var(--blue);font-weight:900}.related-section{margin-top:48px}.related-section h2{margin-top:0}.related-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.article-side{position:sticky;top:100px;align-self:start}.about-panel{display:grid;grid-template-columns:260px 1fr;gap:28px;align-items:center;padding:32px}.about-panel img{border-radius:var(--radius);background:var(--bg-soft)}.about-panel h1,.policy-page h1{margin:0 0 12px;font-size:2.2rem}.about-name{color:var(--green-dark);font-size:1.15rem;font-weight:900}.policy-page section{padding:24px 0;border-bottom:1px solid var(--line)}.policy-page h2{margin:0 0 10px}.guide-section,.sitemap-section{padding:28px 0;border-bottom:1px solid var(--line)}.guide-section h2,.sitemap-section h2{margin:0 0 14px;font-size:1.45rem}.numbered-card-list{display:grid;gap:14px;padding-left:0;list-style:none}.numbered-card-list li{padding:18px;border:1px solid var(--line);border-radius:var(--radius);background:#fff}.numbered-card-list a,.policy-page a,.sitemap-category-list a,.sitemap-link-grid a{color:var(--blue);font-weight:900}.numbered-card-list p{margin:6px 0 0;color:var(--text-muted)}.beginner-tool-links{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}.beginner-tool-links a{display:grid;gap:5px;min-height:110px;align-content:center;padding:16px;border:1px solid var(--line);border-radius:var(--radius);background:#fff}.beginner-tool-links strong{color:var(--blue);font-size:.95rem}.beginner-tool-links span{color:var(--text-muted);font-size:.8rem;line-height:1.55}.beginner-tool-page .page-heading{margin-top:22px}.beginner-privacy-note{margin:22px 0;padding:12px 14px;border-left:4px solid var(--green);background:var(--bg-green);color:var(--green-dark);font-size:.84rem;font-weight:800}.beginner-reference-box{margin-top:34px;padding:22px;border:1px solid var(--line);border-radius:var(--radius);background:var(--bg-soft)}.beginner-reference-box h2,.beginner-reference-box p{margin:0}.beginner-reference-box p,.beginner-reference-box ul{margin-top:10px}.beginner-reference-box a{color:var(--blue);font-weight:900}.glossary-tool{margin-top:30px}.glossary-controls{display:grid;gap:14px;padding:18px;border:1px solid var(--line);border-radius:var(--radius);background:#fff}.glossary-controls>label{display:grid;gap:6px;font-size:.82rem;font-weight:900}.glossary-controls input[type=search]{width:100%;height:46px;padding:9px 12px;border:1px solid #c9dce6;border-radius:6px;background:#fff;color:var(--text);font:inherit}.glossary-categories{display:flex;flex-wrap:wrap;gap:7px}.glossary-categories button{min-height:36px;padding:6px 10px;border:1px solid var(--line);border-radius:5px;background:#fff;color:var(--text-muted);cursor:pointer;font:inherit;font-size:.78rem;font-weight:900}.glossary-categories button.active{border-color:var(--green);background:var(--bg-green);color:var(--green-dark)}.glossary-count{margin:14px 0 8px;color:var(--text-muted);font-size:.78rem;font-weight:800}.glossary-list{margin:0;border-top:1px solid var(--line)}.glossary-list>div{display:grid;grid-template-columns:minmax(120px,.32fr) minmax(0,1fr);gap:24px;padding:18px 4px;border-bottom:1px solid var(--line)}.glossary-list dt{color:var(--text);font-size:1rem;font-weight:900}.glossary-list dt span{display:block;margin-top:4px;color:var(--green-dark);font-size:.68rem}.glossary-list dd{margin:0;color:var(--text-muted);line-height:1.75}.glossary-empty{padding:24px;border:1px solid var(--line);background:var(--bg-soft);color:var(--text-muted);text-align:center}.money-diagnosis{margin-top:28px}.diagnosis-progress{margin-bottom:12px;color:var(--text-muted);font-size:.82rem;text-align:right}.diagnosis-progress strong{color:var(--green-dark);font-size:1.1rem}.money-diagnosis fieldset{margin:0;padding:20px 0;border:0;border-top:1px solid var(--line)}.money-diagnosis legend{display:flex;align-items:center;gap:10px;padding:0;color:var(--text);font-size:1rem;font-weight:900}.money-diagnosis legend span{display:grid;width:28px;height:28px;place-items:center;border-radius:50%;background:var(--green);color:#fff;font-size:.76rem}.money-diagnosis fieldset>p{margin:6px 0 12px 38px;color:var(--text-muted);font-size:.82rem}.diagnosis-options{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:8px;margin-left:38px}.diagnosis-options label{position:relative}.diagnosis-options input{position:absolute;opacity:0}.diagnosis-options span{display:grid;min-height:42px;place-items:center;border:1px solid var(--line);border-radius:6px;background:#fff;color:var(--text-muted);cursor:pointer;font-size:.82rem;font-weight:900}.diagnosis-options input:checked+span{border-color:var(--green);background:var(--bg-green);color:var(--green-dark)}.money-diagnosis form>.primary-button{width:100%;margin-top:12px;border:0;cursor:pointer;font:inherit;font-weight:900}.money-diagnosis form>.primary-button:disabled{cursor:not-allowed;opacity:.45}.diagnosis-result{margin-top:30px;padding:24px;border-left:4px solid var(--green);background:var(--bg-green)}.diagnosis-result h2,.diagnosis-result>p{margin:0}.diagnosis-result>p:not(.box-label){margin-top:6px;color:var(--text-muted)}.diagnosis-result ol{margin:18px 0;padding-left:1.4em}.diagnosis-result li+li{margin-top:10px}.diagnosis-result a{display:grid;gap:2px;color:var(--blue)}.diagnosis-result a span{color:var(--text-muted);font-size:.8rem}.monthly-money-tool{margin-top:26px}.monthly-tool-actions{display:flex;align-items:end;justify-content:space-between;gap:16px;padding-bottom:18px;border-bottom:1px solid var(--line)}.monthly-tool-actions>label{display:grid;gap:6px;font-size:.8rem;font-weight:900}.monthly-tool-actions input[type=month]{min-height:40px;padding:7px 9px;border:1px solid var(--line);border-radius:6px;font:inherit}.monthly-tool-actions>div{display:flex;gap:8px}.monthly-checklist,.monthly-input-section,.monthly-next-expense{padding:26px 0;border-bottom:1px solid var(--line)}.monthly-checklist h2,.monthly-input-section h2,.monthly-input-section p,.monthly-next-expense h2,.monthly-next-expense p{margin:0}.monthly-input-section>p,.monthly-next-expense>p{margin-top:6px;color:var(--text-muted);font-size:.82rem}.monthly-money-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;margin-top:18px}.monthly-money-field,.monthly-next-expense label{display:grid;gap:6px;color:var(--text);font-size:.82rem;font-weight:900}.monthly-money-field small{color:var(--text-muted);font-size:.7rem}.monthly-balance{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;margin-top:24px;padding:20px;border-left:4px solid var(--green);background:var(--bg-green)}.monthly-balance.negative{border-left-color:#c6453f;background:#fff7f6}.monthly-balance div{display:grid;gap:4px}.monthly-balance span{color:var(--text-muted);font-size:.76rem;font-weight:800}.monthly-balance strong{color:var(--green-dark);font-size:1.35rem;font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.monthly-balance.negative strong{color:#b13731}.monthly-balance p{grid-column:1/-1;margin:0;color:var(--text-muted);font-size:.8rem}.monthly-next-expense>div{display:grid;grid-template-columns:minmax(0,1fr) minmax(180px,.45fr);gap:14px;margin-top:16px}.monthly-next-expense input[type=text]{width:100%;height:42px;padding:8px 10px;border:1px solid #c9dce6;border-radius:6px;font:inherit}.monthly-checklist{display:grid;gap:10px}.monthly-checklist h2{margin-bottom:4px}.monthly-checklist label{display:flex;align-items:center;gap:10px;min-height:42px;padding:8px 10px;border:1px solid var(--line);border-radius:6px;background:#fff;font-size:.84rem;font-weight:800}.monthly-checklist input{width:18px;height:18px;accent-color:var(--green)}.sitemap-link-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:12px}.sitemap-link-grid a{padding:14px 16px;border:1px solid var(--line);border-radius:var(--radius);background:#fff}.sitemap-category-list{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}.sitemap-category-list section{padding:18px;border:1px solid var(--line);border-radius:var(--radius);background:#fff}.sitemap-category-list h3{margin:0 0 10px;color:var(--green-dark)}.sitemap-category-list ul{margin:0;padding-left:1.2em}.sitemap-note{margin-top:24px;color:var(--text-muted);font-weight:800}.life-plan-page{padding:42px 0 76px}.life-plan-page-header{margin-bottom:26px}.life-plan-title-row{display:flex;align-items:end;justify-content:space-between;gap:32px;margin-top:18px}.life-plan-title-row h1{margin:0;font-size:2.55rem;line-height:1.25}.life-plan-title-row>div>p:last-child{max-width:760px;margin:10px 0 0;color:var(--text-muted)}.life-plan-privacy-note{width:min(100%,340px);margin:0;padding:14px 16px;border-left:4px solid var(--green);background:var(--bg-green);color:var(--green-dark);font-size:.88rem;font-weight:800;line-height:1.65}.life-plan-tool{display:grid;grid-template-columns:minmax(0,.92fr) minmax(0,1.08fr);align-items:start;gap:22px}.life-plan-input-panel,.life-plan-result-panel{min-width:0;padding:24px;border:1px solid var(--line);border-radius:var(--radius);background:#fff;box-shadow:0 10px 32px rgba(29,41,53,.07)}.life-plan-result-panel{position:sticky;top:98px}.life-plan-panel-heading{display:flex;align-items:start;justify-content:space-between;gap:20px}.life-plan-panel-heading h2{margin:0;font-size:1.45rem;line-height:1.45}.result-heading h2{max-width:520px}.life-plan-add-button,.life-plan-text-button{min-height:38px;padding:7px 12px;border:1px solid var(--line);border-radius:6px;background:#fff;color:var(--blue);cursor:pointer;font:inherit;font-size:.82rem;font-weight:900}.life-plan-add-button:hover,.life-plan-text-button:hover{border-color:var(--blue);background:var(--bg-soft)}.life-plan-add-button:disabled{cursor:not-allowed;opacity:.45}.life-plan-mode-switch{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));margin-top:22px;padding:4px;border:1px solid var(--line);border-radius:6px;background:var(--bg-soft)}.life-plan-mode-switch button{min-height:42px;padding:8px 12px;border:0;border-radius:4px;background:transparent;color:var(--text-muted);cursor:pointer;font:inherit;font-size:.86rem;font-weight:900}.life-plan-mode-switch button.active{background:#fff;color:var(--green-dark);box-shadow:0 1px 4px rgba(29,41,53,.12)}.life-plan-quick-intro{margin-top:16px;padding:18px;border-left:4px solid var(--green);background:var(--bg-green)}.life-plan-quick-intro h3,.life-plan-quick-intro p,.life-plan-quick-intro ul{margin:0}.life-plan-quick-intro h3{font-size:1.05rem}.life-plan-quick-intro>p:not(.box-label){margin-top:5px;color:var(--text-muted);font-size:.82rem}.life-plan-quick-intro ul{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px;margin-top:14px;padding:0;list-style:none}.life-plan-quick-intro li{padding-top:9px;border-top:1px solid #bedfca;color:var(--text-muted);font-size:.73rem;line-height:1.55}.life-plan-quick-intro li strong{display:block;color:var(--text);font-size:.8rem}.life-plan-quick-intro small{display:block;margin-top:14px;color:var(--text-muted);font-size:.7rem;line-height:1.6}.life-plan-presets{margin-top:22px;padding:18px 0;border-block:1px solid var(--line)}.life-plan-presets h3,.life-plan-presets p{margin:0}.life-plan-presets h3{color:var(--green-dark);font-size:1rem}.life-plan-presets p{margin-top:4px;color:var(--text-muted);font-size:.82rem}.life-plan-preset-buttons{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:8px;margin-top:12px}.life-plan-preset-buttons button{display:grid;min-width:0;min-height:64px;align-content:center;gap:2px;padding:9px 10px;border:1px solid #c9dce6;border-radius:6px;background:#fff;color:var(--text);cursor:pointer;font:inherit;text-align:left}.life-plan-preset-buttons button:focus-visible,.life-plan-preset-buttons button:hover{border-color:var(--blue);background:var(--bg-soft)}.life-plan-preset-buttons strong{color:var(--blue);font-size:.82rem}.life-plan-preset-buttons span{color:var(--text-muted);font-size:.7rem;line-height:1.4}.life-plan-input-help{margin-top:18px;border:1px solid var(--line);border-radius:6px;background:var(--bg-soft)}.life-plan-input-help summary{min-height:44px;padding:11px 14px;color:var(--blue);cursor:pointer;font-size:.9rem;font-weight:900}.life-plan-help-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 18px;padding:0 14px 14px}.life-plan-help-grid p{margin:0;padding:10px 0;border-top:1px solid var(--line);color:var(--text-muted);font-size:.75rem;line-height:1.65}.life-plan-help-grid strong{display:block;color:var(--text);font-size:.8rem}.life-plan-form fieldset{min-width:0;margin:0;padding:24px 0;border:0;border-bottom:1px solid var(--line)}.life-plan-form fieldset:last-child{padding-bottom:0;border-bottom:0}.life-plan-form legend{margin-bottom:14px;padding:0;color:var(--green-dark);font-size:1rem;font-weight:900}.life-plan-fieldset-note{margin:-4px 0 14px;color:var(--text-muted);font-size:.8rem;line-height:1.7}.life-plan-input-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}.life-plan-input-grid.three-columns{grid-template-columns:repeat(3,minmax(0,1fr))}.life-event-row label,.life-plan-field{display:grid;min-width:0;gap:6px;color:var(--text);font-size:.82rem;font-weight:900;line-height:1.45}.life-plan-field small{color:var(--text-muted);font-size:.72rem;font-weight:700}.life-plan-number-input{display:grid;grid-template-columns:minmax(0,1fr) auto;align-items:center;overflow:hidden;border:1px solid #c9dce6;border-radius:6px;background:#fff}.life-plan-number-input:focus-within{border-color:var(--blue);box-shadow:0 0 0 3px rgba(24,120,183,.13)}.life-event-row input[type=text],.life-plan-number-input input{width:100%;min-width:0;height:42px;padding:8px 10px;border:0;outline:0;background:transparent;color:var(--text);font:inherit;font-size:.98rem;font-feature-settings:"tnum";font-variant-numeric:tabular-nums;font-weight:800}.life-plan-number-input strong{padding:0 10px 0 6px;color:var(--text-muted);font-size:.78rem;white-space:nowrap}.life-event-row input[type=text]{border:1px solid #c9dce6;border-radius:6px}.life-event-row input[type=text]:focus{border-color:var(--blue);box-shadow:0 0 0 3px rgba(24,120,183,.13)}.life-plan-rate-grid{display:grid;gap:16px;margin-top:20px;padding-top:18px;border-top:1px dashed var(--line)}.life-plan-rate-grid.compact{grid-template-columns:1fr}.life-plan-rate-field>span{display:flex;justify-content:space-between;gap:12px}.life-plan-rate-field output{color:var(--blue);font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.life-plan-rate-field input[type=range]{width:100%;height:26px;margin:0;accent-color:var(--green);cursor:pointer}.life-event-fieldset{position:relative}.life-event-fieldset>.life-plan-add-button{position:absolute;top:17px;right:0}.life-event-list{display:grid;gap:12px}.life-event-row{display:grid;grid-template-columns:minmax(120px,1fr) minmax(92px,.6fr) minmax(110px,.72fr) 38px;align-items:end;gap:10px}.life-event-remove{display:grid;width:38px;height:42px;place-items:center;border:1px solid var(--line);border-radius:6px;background:#fff;color:#b13731;cursor:pointer;font-size:1.3rem}.life-event-remove:hover{border-color:#d94841;background:#fff4f3}.life-event-empty{margin:0;color:var(--text-muted);font-size:.9rem}.life-plan-summary{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));margin:24px 0 0;border-block:1px solid var(--line)}.life-plan-summary>div{min-width:0;padding:16px 14px;border-right:1px solid var(--line)}.life-plan-summary>div:last-child{border-right:0}.life-plan-summary dt{color:var(--text-muted);font-size:.76rem;font-weight:800}.life-plan-summary dd{margin:3px 0 0;color:var(--green-dark);font-size:1.3rem;font-feature-settings:"tnum";font-variant-numeric:tabular-nums;font-weight:900;overflow-wrap:anywhere}.life-plan-cashflow td.negative,.life-plan-summary dd.negative{color:#b13731}.life-insurance-result{display:grid;grid-template-columns:minmax(0,1fr) auto;align-items:center;gap:18px;margin-top:22px;padding:18px 20px;border-left:4px solid var(--green);background:var(--bg-green)}.life-insurance-result.needed{border-left-color:#d07a22;background:#fff9ed}.life-insurance-result h3,.life-insurance-result p{margin:0}.life-insurance-result h3{font-size:1.05rem}.life-insurance-result p:not(.box-label){margin-top:5px;color:var(--text-muted);font-size:.78rem;line-height:1.65}.life-insurance-result>a{max-width:180px;color:var(--blue);font-size:.8rem;font-weight:900;line-height:1.5}.life-plan-chart{margin:26px 0 0}.life-plan-chart figcaption{display:flex;align-items:baseline;justify-content:space-between;gap:16px;margin-bottom:10px}.life-plan-chart figcaption strong{font-size:1rem}.life-plan-chart figcaption span{color:var(--text-muted);font-size:.75rem}.life-plan-chart svg{display:block;width:100%;aspect-ratio:8/3;border:1px solid var(--line);border-radius:var(--radius);background:#fbfdff}.life-plan-chart text{fill:var(--text-muted);font-size:12px;font-weight:800}.chart-grid-line{stroke:#dfeaf0;stroke-width:1}.chart-zero-line{stroke:#d94841;stroke-dasharray:6 6;stroke-width:1.5}.chart-retirement-line{stroke:#78909c;stroke-dasharray:4 5;stroke-width:1.5}.chart-asset-line{fill:none;stroke:var(--blue);stroke-linecap:round;stroke-linejoin:round;stroke-width:5}.chart-point{fill:var(--green);stroke:#fff;stroke-width:3}.chart-deficit-point{fill:#d94841;stroke:#fff;stroke-width:3}.life-plan-diagnosis{margin-top:24px;padding:20px;border-left:4px solid var(--green);background:var(--bg-green)}.life-plan-diagnosis h3{margin:0;color:var(--green-dark);font-size:1rem}.life-plan-diagnosis ul{margin:10px 0 0;padding-left:1.25em}.life-plan-diagnosis li+li{margin-top:8px}.life-plan-diagnosis strong{color:var(--green-dark)}.life-plan-result-links{margin-top:22px;padding:20px;border-left:4px solid var(--blue);background:var(--bg-soft)}.life-plan-result-links.deficit{border-left-color:#c6453f;background:#fff7f6}.life-plan-result-links>h3,.life-plan-result-links>p{margin:0}.life-plan-result-links>h3{font-size:1.05rem}.life-plan-result-links>p:not(.box-label){margin-top:6px;color:var(--text-muted);font-size:.82rem}.life-plan-result-links>div{margin-top:14px;border-top:1px solid var(--line)}.life-plan-result-links a{display:grid;gap:3px;padding:11px 0;border-bottom:1px solid var(--line)}.life-plan-result-links a strong{color:var(--blue);font-size:.88rem}.life-plan-result-links a span{color:var(--text-muted);font-size:.75rem;line-height:1.55}.life-plan-cashflow{margin-top:22px}.life-plan-cashflow summary{min-height:44px;padding:10px 14px;border:1px solid var(--line);border-radius:6px;background:#fff;color:var(--blue);cursor:pointer;font-weight:900}.life-plan-cashflow[open] summary{border-color:var(--blue);border-radius:6px 6px 0 0}.life-plan-cashflow .article-table-wrap{border-top:0;border-radius:0 0 var(--radius) var(--radius)}.life-plan-cashflow table{min-width:560px}.life-plan-notes{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:32px;margin-top:44px;padding:30px 0;border-block:1px solid var(--line)}.life-plan-disclaimer h2,.life-plan-notes h2{margin:0;font-size:1.2rem}.life-plan-disclaimer p,.life-plan-notes p{margin:8px 0 0;color:var(--text-muted)}.life-plan-related{padding:42px 0}.life-plan-related-links{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));border-block:1px solid var(--line)}.life-plan-related-links a{min-width:0;padding:18px 16px;border-right:1px solid var(--line);color:var(--blue);font-weight:900;overflow-wrap:anywhere}.life-plan-related-links a:last-child{border-right:0}.life-plan-related-links a:hover{background:var(--bg-soft)}.life-plan-disclaimer{padding:26px;border:1px solid #ead88c;border-radius:var(--radius);background:#fff9df}.life-plan-disclaimer .reference-links{margin-top:16px}.life-event-remove:focus-visible,.life-event-row input:focus-visible,.life-plan-add-button:focus-visible,.life-plan-field input:focus-visible,.life-plan-text-button:focus-visible{outline:3px solid rgba(24,120,183,.3);outline-offset:2px}@media (max-width:1020px){.age-group-row-inner,.age-home-inner{grid-template-columns:1fr}.age-group-row-inner{gap:14px}.age-number{font-size:1.3rem}.header-inner{min-height:72px;align-items:center;padding:10px 0}.primary-nav{display:none}.mobile-menu{display:block}.about-panel,.article-layout,.hero-grid{grid-template-columns:1fr}.hero-visual{min-height:360px;padding:0 24px}.hero-card-note{display:none}.bottom-grid,.featured-grid,.quick-links,.related-grid,.sitemap-category-list{grid-template-columns:1fr}.niigata-reading-links{grid-template-columns:repeat(2,minmax(0,1fr))}.article-grid{grid-template-columns:repeat(2,1fr)}.article-side{position:static}.figure-pie-layout{grid-template-columns:1fr}.figure-pie{margin-inline:auto}.life-plan-title-row{align-items:stretch;flex-direction:column;gap:18px}.life-plan-privacy-note{width:100%}.life-plan-tool{grid-template-columns:1fr}.life-plan-result-panel{position:static}.life-plan-related-links{grid-template-columns:repeat(2,minmax(0,1fr))}.life-plan-related-links a:nth-child(2){border-right:0}.life-plan-related-links a:nth-child(-n+2){border-bottom:1px solid var(--line)}}@media (max-width:640px){.age-home-inner nav,.age-jump-nav>div,.age-priority-band ol{grid-template-columns:1fr}.age-home-inner nav a,.age-jump-nav a{border:0;border-bottom:1px solid var(--line)}.age-priority-band ol{gap:16px}.age-sibling-nav{grid-template-columns:1fr}.age-sibling-nav a,.age-sibling-nav a:last-child{text-align:left}.article-age-cases-heading{align-items:flex-start;flex-direction:column}.article-age-case-list>a{grid-template-columns:48px minmax(0,1fr) 20px;padding-inline:0}.article-age-case-list span{width:42px;height:42px;font-size:.82rem}.article-age-simulation-link{width:100%;justify-content:center;text-align:center}.narrow-page,.site-shell{width:min(100% - 24px,1180px)}.brand-link{min-width:0}.brand-link strong{font-size:.92rem}.brand-mark{width:40px;height:40px}.mobile-menu summary{width:44px;padding:8px}.mobile-menu-label{display:none}.hero-section{padding-top:18px}.hero-copy{padding:22px 20px 12px}.hero-copy h1{font-size:1.5rem;line-height:1.18}.hero-subtitle{font-size:.98rem}.hero-lead{font-size:.92rem;line-height:1.65}.hero-actions{margin-top:14px}.primary-button,.secondary-button{min-height:44px;font-size:.92rem;padding-inline:16px}.hero-visual{min-height:230px;padding:0 16px}.hero-visual img{width:min(100%,205px)}.hero-card-note{display:none}.caution-box,.profile-panel{grid-template-columns:1fr}.quick-links a{min-height:154px;grid-template-columns:114px 1fr;gap:10px;padding:16px}.niigata-reading-links{grid-template-columns:1fr}.quick-link-image{width:112px;height:112px}.article-grid{grid-template-columns:1fr}.article-data-figure{padding:14px}.figure-flow{grid-template-columns:1fr}.figure-flow li{min-height:auto}.figure-flow li:not(:last-child):after{top:auto;right:50%;bottom:-18px;transform:translateX(50%) rotate(90deg)}.figure-bar-row{grid-template-columns:1fr;gap:6px}.figure-bar-row strong{text-align:left}.figure-legend li{grid-template-columns:14px minmax(0,1fr)}.figure-legend strong{grid-column:2}.footer-inner,.row-heading{align-items:flex-start;flex-direction:column}.footer-inner{padding:24px 0}.footer-inner nav{flex-wrap:wrap}.article-detail h1{font-size:1.9rem}.beginner-model-facts,.beginner-money-flow{grid-template-columns:1fr}.beginner-money-flow{gap:22px}.beginner-money-flow li:not(:last-child):after{top:auto;right:50%;bottom:-21px;content:"↓";transform:translateX(50%)}.article-author-box{grid-template-columns:1fr}.article-author-box img{width:88px}.about-panel{padding:20px}.life-plan-page{padding-top:26px}.life-plan-title-row h1{font-size:1.8rem}.life-plan-input-panel,.life-plan-result-panel{padding:18px}.life-plan-chart figcaption,.life-plan-panel-heading{align-items:flex-start;flex-direction:column;gap:10px}.print-button{align-self:stretch}.beginner-tool-links,.glossary-list>div,.life-plan-help-grid,.life-plan-input-grid,.life-plan-input-grid.three-columns,.life-plan-notes,.life-plan-preset-buttons,.life-plan-quick-intro ul,.monthly-balance,.monthly-money-grid,.monthly-next-expense>div{grid-template-columns:1fr}.diagnosis-options,.money-diagnosis fieldset>p{margin-left:0}.monthly-tool-actions{align-items:stretch;flex-direction:column}.monthly-tool-actions>div{display:grid;grid-template-columns:1fr 1fr}.monthly-balance p{grid-column:1}.life-event-row{grid-template-columns:minmax(0,1fr) minmax(92px,.62fr) 38px}.life-event-row label:first-child,.life-event-row label:nth-child(3){grid-column:1/3}.life-event-remove{grid-column:3;grid-row:2}.life-insurance-result,.life-plan-summary{grid-template-columns:1fr}.life-insurance-result>a{max-width:none}.life-plan-summary>div{border-right:0;border-bottom:1px solid var(--line)}.life-plan-summary>div:last-child{border-bottom:0}.life-plan-chart svg{min-height:230px;aspect-ratio:auto}.life-plan-related-links{grid-template-columns:1fr}.life-plan-related-links a,.life-plan-related-links a:nth-child(2){border-right:0;border-bottom:1px solid var(--line)}.life-plan-related-links a:last-child{border-bottom:0}.life-plan-disclaimer{padding:20px}}@media print{.life-plan-disclaimer,.life-plan-input-panel,.life-plan-related,.monthly-check-page .article-breadcrumb,.monthly-check-page .beginner-privacy-note,.monthly-check-page .beginner-reference-box,.monthly-tool-actions button,.print-button,.site-footer,.site-header{display:none!important}.life-plan-page,.monthly-check-page,.monthly-check-page .page-layout{padding:0}.life-plan-tool{display:block}.life-plan-result-panel{position:static;border:0;box-shadow:none}.life-plan-notes{page-break-inside:avoid;break-inside:avoid}}.analytics-consent{position:fixed;z-index:1000;right:16px;bottom:16px;left:16px;display:flex;align-items:center;justify-content:space-between;gap:24px;width:min(920px,calc(100% - 32px));margin-inline:auto;padding:18px 20px;color:#17231f;background:#ffffff;border:1px solid #bfd0c8;border-radius:6px;box-shadow:0 12px 32px rgb(23 35 31/18%)}.analytics-consent strong{display:block;margin-bottom:4px;font-size:1rem}.analytics-consent p{max-width:640px;margin:0 0 4px;color:#3c4b45;font-size:.9rem;line-height:1.6}.analytics-consent a{color:#146b4f;font-size:.88rem;font-weight:700}.analytics-consent-actions,.analytics-privacy-controls>div{display:flex;flex:0 0 auto;gap:8px}.analytics-consent button,.analytics-privacy-controls button{min-height:42px;padding:8px 14px;color:#23322d;font:inherit;font-weight:700;background:#ffffff;border:1px solid #93a69d;border-radius:5px;cursor:pointer}.analytics-consent button.primary,.analytics-privacy-controls button:last-child{color:#ffffff;background:#146b4f;border-color:#146b4f}.analytics-consent button:focus-visible,.analytics-privacy-controls button:focus-visible{outline:3px solid #e8a626;outline-offset:2px}.analytics-privacy-controls{margin-top:16px;padding:16px;background:#f3f7f5;border-left:4px solid #146b4f}.analytics-privacy-controls p{margin:0 0 10px}@media (max-width:700px){.analytics-consent{right:8px;bottom:8px;left:8px;align-items:stretch;flex-direction:column;gap:8px;width:calc(100% - 16px);padding:11px 12px}.analytics-consent strong{margin-bottom:2px;font-size:.92rem}.analytics-consent p{margin-bottom:2px;font-size:.78rem;line-height:1.45}.analytics-consent a{font-size:.78rem}.analytics-consent-actions,.analytics-privacy-controls>div{display:grid;grid-template-columns:1fr 1fr}.analytics-consent button{min-height:40px;padding:6px 8px;font-size:.82rem}}@media print{.analytics-consent,.analytics-privacy-controls{display:none!important}}